![]() It’s smooth and simple Select Klarna at checkout to buy now and pay later. We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. Visit our store for more details about our Layaway Program. The amount owing after the deposit will be divided into 3 payments which must be made every month. Join our Layaway Program! We offer a 90-day layaway program with a 30% deposit. No hidden fees, no interest, no late fees, and no impact on your credit score. ![]() Shop Pay Installments allows you to pay for orders between $50 USD and $1,000 USD in 4 interest-free installments. Pay in full at checkout or split your purchase into 4 equal installments. Select “Affirm Monthly Payments” option at checkout. Sample calculation can be found at the product page. Checking your eligibility won’t affect your credit score, and you’ll get a decision right awayįor a $500 purchase, here's what you might pay:ģ months - $173/mo - Interest (20% APR) $18 - Total $518Ħ months - $89/mo - Interest (20% APR) $30- Total $530ġ2 months - $47/mo - Interest (20% APR) $57- Total $557 Options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: /lenders. Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Once lease application is approved and signed, shoppers will be taken back to the merchant checkout page to complete their purchase.With promotional financing from LUNA FURNITURE, major purchases don’t have to wait.* Get what you want now and pay over time.Ģ- You’ll get an instant credit decision after you submit the application.ģ- If you’re approved, you’ll receive a temporary account number so you can start shopping right away. When shoppers select Snap Finance as their financing source, they will be guided through a separate web experience hosted by Snap Finance using a popup modal, where they will go through an application process to get approved for a lease by Snap Finance to finance their purchase. The Snap Finance Checkout extension will be added as a payment type on your checkout page, allowing authorization and capture to be processed through Magento. No PCI data will be transmitted between Magento Merchants and Snap Finance. Snap takes on the full responsibility of servicing the customer’s lease and mitigating fraud.Snap offers a 100-Day Payoff option that allows a shopper to pay off their lease in 100 days, paying a small processing fee in addition to their cost of goods.Snap merchants rated their experience with an average NPS of 84.Merchants who use Snap see an approval rate of up to 80%.In 2019, Snap helped drive over $890M in sales for our merchants. ![]() Snap Finance continues to drive merchant business.You will go through a vetting process to get approved as a Snap Finance partner and have a merchant account created. The Snap Finance Checkout is free to download and install, but transaction fees on customer orders may apply and will vary from merchant to merchant based on merchant type and level of partnership. To offer Snap Finance Checkout on your website, you will have to first fill out our inquiry form. The Snap Finance Checkout extension will be seamlessly embedded into your checkout flow as a payment option, where Snap handles the application approval, payment processing, and servicing of the lease. Some merchants have seen up to an 80% approval rate.Īttract more customers and drive more sales for your business by offering a financing option to credit-challenged shoppers that would otherwise walk away empty-handed. In 2019, Snap drove $890M in merchant sales, with over 870K lease applications completed. ![]() Snap Finance wants their Merchant Partners to thrive while supporting their customers. With Snap, shoppers have flexible payment options, from the standard full-term lease of 12 months to the 100-Day Payoff option, which provides a considerable reduction in overall cost. Snap also believes in complete transparency, so a shopper knows the cost of their lease up front, with no surprises or hidden costs. Shoppers know in seconds if they've been approved. It's easy to apply, and Snap's sophisticated algorithms don’t rely on FICO scores when considering an approval. Snap was founded on the principle that financing should be accessible to everyone. Snap Finance is a lease-to-own financing provider that empowers credit-challenged shoppers with the buying power to get what they need now, and then allows them to make affordable payments to pay over time. ![]()
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